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What Buyers Need to Know About Securing D & O Coverage
By Joseph P. Monteleone, from Directors and Officers Liability: Exposures, Risk Management and Coverage
Posted by Admin on October 15, 2013, 1:46 pm
It takes an informed buyer to secure the right directors and officers (D&O) liability coverage at the right price.
From understanding which producers specialize in procuring D&O, to selecting an insurer, to simply getting a feel for how to shop for the coverage in general, consumers must do their homework even in a marketplace that remains relatively competitive and buyer-friendly.
The Insurance Institute for Highway Safety says six small cars received its "Top Safety Pick" award, earning a "good" rating in at least four of five categories in the IIHS' small overlap front crash test.
The small overlap front test simulates a collision with another vehicle or a utility pole. In the test, 25 percent of a vehicle's front end on the driver's side strikes a 5-foot-tall barrier at 40 mph with a crash test dummy behind the wheel.
he IIHS introduced the award in 2012 to recognize models with superior crash protection. The "plus" indicates good or acceptable performance.Click through the slide show to see which small car models performed best.